Kozan Karakurt is founder and CEO of Radius Consulting.  Kozan is bringing in a well diversified banking
experience gained in a top notch Global Financial Institution. Since May 2009 Kozan is based in North Cyprus
and doing private consultancy for local banks. In a short period of time he has managed to add many local
institutions in his client portfolio under several medium to large  scale consulting projects.

Until February 2009 Kozan Karakurt was head of Strategic Planning of Citibank  Turkey Cluster reporting to
the CEO of Turkey, Israel, Central Asia & Caucasia  and responsible from Financial & Strategic Planning and
Business  Development of the region. Mr. Karakurt has been appointed to this position in  2007. Prior to that
he has served as Chief of Staff to the Division Executive of  Turkey, Israel, Central Asia & Caucasia for a
year. Between 2003 and 2005 he was head of the Treasury Product Control and Planning Analysis Function
of the Turkey/Israel Cluster of Citibank. He was  given the responsibility to set up Treasury Product Control
function for both Turkey and Israel. Kozan Karakurt has also served as the Country Compliance and Control
Head of Citibank Turkey between 2000 and 2003 managing a team of high caliber professional auditors.

In late 1996 he has joined Citibank Turkey as Management Associate in  Operations where he has then
served with different capacities in Internal Audit Department (as Department head from 1999). Prior to
joining Citibank Mr. Karakurt has served as Lecturer in the European University of Lefke of North Cyprus
where he has taught Management and  Economics courses. Born in Lefkosa in June 1968, Mr. Karakurt holds
a BBA (High Hons.) and MBA degrees from the Eastern Mediterranean University North Cyprus and  
University of Leicester UK.

In July 1996 he has ranked first in the graduating class of the Eastern  Mediterranean University business
school and awarded with a postgraduate  scholarship.

Mr. Karakurt is a Fellow Member (FFA)  of  The Institute of Financial Accountants - in UK.
Dr. Güler Manisalı Darman was graduated from The Middle East Technical University / Faculty of Business /
Department of Business Administration of in 1979. She took her master degree in the Faculty of Political
sciences / Department of Business Administration, whereas she took her doctorate in the Baskent
University/Department  of Accounting-Finance. Between the years of 1980-1988, she worked as the
Executive Director of the ICC (International Chamber of Commerce) Turkish National Committee the
headquarter of which is based in Paris, and active under TOBB umbrella in Turkey. In 1988 she switched to
private sector, and she has worked as CFO and CEO of eminent groups until the earlier 2005.

She is currently the Vice Chair of the ICC Financial Services and Insurance Commission. Moreover, she is the
active member of European Corporate Governance Institute (ECGI), which consists of the European business
interests and academicians, and the Corporate Governance Association of Turkey. In 2008, she was elected
as the Liaison Officer of American European Community Association (AECA), headquarter in Brussels, a
dynamic TransAtlantic alliance that provides a potent forum for discussion of key global business, economic
and political affairs founded by in 1980 by Sir David Nicholson, member of the European Parliament.
Dr. Güler Manisalı Darman is also one of the founders of Junior Chamber International Turkey, which is based
in the United States. Besides, she has the title as the Senator. She was the opening key note speaker of the
JCI Fukuoko World Congress in 2004.

In 2004, her book entitled “Corporate Governance Worldwide” was published by the ICC. The book is sold in
130 countries. Dr. Manisalı Darman has delivered seminars and taken part in many international roundtables  
in various countries such as the United Kingdom, France, Italy, China,  Japan, South Africa, Morocco, Sweden,
Norway, Dubai, Prag, and Turkiye, for the last 2 years. On the  invitation of a joint program of Trieste
University, West Minister University and Political Academy of  London, she lectured as a visiting scholar in
Italy on corporate governance in 2005 summer. In 2008, her second book was published by TOBB ICC
Turkish National Committee, entitled “Küresel Ekonomilerde Kurumsal Yönetim Anlayışı ve Türkiye” / “The
Perception of Corporate Governance in the Global Economics and Turkiye”. In 2009, CGS issued her e-book
entitled, "Aile Şirketlerinde Kurumsallaşma Sürecinden Kurumsal Yönetime Doğru" / “Family Business: From
Management to Corporate Governance ”.

Dr. Manisali-Darman also lectures on corporate governance in Middle East Technical University, and TOBB
University of Economics and Technology, and “TOBB University Of Economics And Technology, Permanent
Education Program, Management and Corporate Governance” in Ankara. She has articles in the several
reading materials and the books which were prepared by Marmara University and 9 Eylul University, and
which were published by Capital Markets Board of Turkey.
"No one can whistle a symphony. It takes an
orchestra to play it."

H.E. Luccock
M. Baris Akçay

Risk Active: Partner  (R&D / Projects) (2003- Present)

Professional Experience

    –        FIA (Financial Instrument Analyzer) Project Manager
    –        Market Risk Module Project Manager
    –         ALM Module Project Manager
    –        Treasury Valuation Module (TVM) Project Manager
    –        FRS (Funds Rating System) Project Manager
    –        Operational Risk & Audit Management  Module Project Member
    –        Internal Rating & Scoring Project Member
    –        R/D Activities and Research Activities are Focused on These topics:
    –        Derivative Pricing & Analysis
    –        Risk Management
    –        Financial Engineering
    –        Quantitative Finance
    –        Statistics And Financial Econometrics  
    –        Projects Experience in more than 14 Countries
    –        Lots of Local Projects implemented Experience.
    –        There are Training, Workshops, Consulting and Project activities in Real Sector and Financial
              Sector Companies.
    –        Registered Trainer of TBB, Bankacademia, TSPAKB, TİDE, FIT, Bancacademia
    –        Around 2  Year Work For FIT as Consultant  in  Deutschebank, Commerzbank, Calyon Bank         
             and  Hsbc London Derivative Pricing, Collateral Management, Risk Management and                 
             Valuation  Projects
    –        More Than 400 days training in Turkey and Outside. Oyakbank, Bank Kapital, Abank, The         
             Coca Cola Company (1995-2003)
    –        Risk Management, Treasury, Financial Control, Budget Planing Departments. Educations &
             Training
    –        Yeditepe University:  Financial Economics - PhD (Cont.)
    –        Istanbul Technical University - ITU Management Science – MA
    –        Istanbul Technical University - ITU Management Engineering
    –        More than 100 Training Program and Workshop Activities about derivative topics, risk
             management (Euromoney, Citigroup, Goldman Academy, TBB, FIT, Mody’s Academy, Internal,
             Amsterdam Ins. Of Finance, etc....)
    –        SPK Certificate of Authority

    Academic Works and Publications

    –        More than 40 papers were submitted to  Local and International congress, which are related to
    Risk Management, Financial Engineering, Derivatives, Forecasting in Financial Markets, etc... 20
    Academic article published   in reliable journals.
    –        Author of First Risk Management Book with Cd Rom 3rd Edition which is published by Scala
    Publication Ltd. 15 Master and doctorate program using the book main course book in the reliable
    Universities.
    –        Author of Risk Management & Derivative Glossary Book which is published by Scala Publication
    Ltd.
    –        Founder of Risk & Financial Research Center in Relevant Universities
    –        Attended as Member of Universities for teaching Graduate, Master and Doctorate Level Course.
Sevgi Aytekin


Professional Experience

Risk Active: Partner  (Business Developments) (2009-)

–        FIA (Financial Instrument Analyzer) Sales Manager
–        Market Risk Module Sales Manager
–         ALM Module Sales Manager
–        Treasury Valuation Module (TVM) Sales Manager
–        FRS (Funds Rating System) Sales Manager
–        There are Training, Workshops, Consulting and Project activities in Real Sector and Financial Sector
Companies.
–        More Than 100 days training in Turkey and Outside.

Aug 1997 - 2009        Alternatifbank A.Ş.        İstanbul
FX Desk Manager. Treasury
-        Head of all Fx products pricing
-        
Head of FX/FX and TL/FX Trading.
-        
Head of Futures and Options Trading.
-        
Head of FX Liquidity and Trading
-        
Asset and Liability Management

July 1994 – Aug. 1997        Alternatifbank A.Ş.        İstanbul
Assistant Treasurer. Treasury

-        
FX/FX,TL/FX and Local Currency Trading.
-        
Local Currency Money Market, Repos Trading.
-        
Futures and Options  Trading.
-        
Turkish Lira and FX Liqudity and Trading
-        
Customer Based  FX,TL and Repo Pricing
-        
Stuructured Products  

July. 1992 – July 1994        Alternatifbank A.Ş.        İstanbul
Senior Dealer. Treasury
-        Turkish Lira Liqudity and trading
-        
Foreign Exchange Trading.
-        
FX Money Markets.
-        
Futures and Options Trading.
Sep 1988 – July 1992        Turkishbank A.Ş        İstanbul
Senior Dealer,Treasury

-        
Turkish Lira Liqudity and Trading
-        Foreign Exchange Trading.
-        FX Liqudity.

Education

1984- 1988        İstanbul University,Beyazıd        İstanbul
Faculty of Economy,Econometrics Department

There are many workshops and trainings attended in Turkey and abroad.